Free Financial Tools
Tax, paycheck, loan, retirement and business calculators for small business owners. Results show right away with no sign-up, you can speak your numbers instead of typing, and every tool comes with a free guide.
Tax
Estimate what you owe, what you can deduct and when it's due.
1099 Tax Calculator
Federal, state and self-employment tax on contractor income.
Open the CalculatorSelf-Employment Tax Calculator
Your Social Security and Medicare tax as your own boss.
Open the CalculatorQuarterly Estimated Tax Calculator
What to pay each quarter, and when, to avoid penalties.
Open the CalculatorIncome Tax Calculator
Federal and state income tax, your bracket and your refund.
Open the CalculatorLLC vs S-Corp Calculator
How much an S-Corp election could save, after payroll costs.
Open the CalculatorTexas Franchise Tax Calculator
Whether you owe Texas franchise tax, and how much.
Open the CalculatorMileage Deduction Calculator
Your deduction at the IRS standard mileage rate.
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Pay
See your take-home pay and what a salary is worth by the hour.
Paycheck Calculator
Take-home pay after federal, state and payroll taxes, for every state.
Open the CalculatorSalary to Hourly Calculator
Convert salary to hourly, weekly and monthly pay, and back.
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Wealth
Watch savings grow, plan retirement and choose the right accounts.
Compound Interest Calculator
How savings and investments grow over time.
Open the CalculatorRetirement Calculator
Whether you're on track, and what to save each month.
Open the CalculatorSolo 401(k) vs SEP IRA Calculator
How much you can put away as a self-employed owner.
Open the CalculatorInflation Calculator
What a dollar from any year is worth today.
Open the CalculatorNet Worth Calculator
Add up what you own and owe, business and personal.
Open the CalculatorRoth vs Traditional Calculator
Pay the tax now or later: which leaves you more.
Open the Calculator529 College Savings Calculator
What college may cost and what to save each month.
Open the CalculatorHSA Calculator
Tax savings now and what your HSA can grow to.
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Investing Math
Doubling time, real returns, APY and the true cost of waiting.
Dollar-Cost Averaging Calculator
Investing a little at a time vs all at once, side by side.
Open the CalculatorRule of 72 Calculator
How long your money takes to double, triple or quadruple.
Open the CalculatorInvestment Return (CAGR) Calculator
Your average yearly return between any two values.
Open the CalculatorReal Return Calculator
What your return is really worth after inflation.
Open the CalculatorAPY & CD Calculator
APY from a rate, and what a CD or savings account earns.
Open the CalculatorPresent & Future Value Calculator
What money is worth today, and what it will be worth later.
Open the CalculatorCost of Waiting Calculator
What starting to save five years later really costs.
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Savings Goals
Set a target and see the monthly amount and the date you'll get there.
Savings Goal Calculator
How much to save each month to reach a goal by a date.
Open the CalculatorEmergency Fund Calculator
How big your safety net should be, and how to get there.
Open the CalculatorMillionaire Calculator
When you'll reach $1 million, and what speeds it up.
Open the CalculatorFinancial Independence Calculator
Your FI number and the year you could reach it.
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Loans & Housing
Know the real cost of a loan, a home and the fastest way out of debt.
Loan Calculator
Payment, total interest and the full amortization schedule.
Open the CalculatorBusiness Loan Calculator
Payment, true cost and debt coverage for a business loan.
Open the CalculatorMortgage Calculator
Monthly payment with taxes, insurance and PMI.
Open the CalculatorDebt Payoff Calculator
Snowball vs avalanche: your debt-free date and interest saved.
Open the CalculatorRent vs Buy Calculator
Whether buying beats renting over the years you'll stay.
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Business & Budget
Price for profit, value your business and plan your cash.
Break-Even Calculator
How many sales it takes to cover your costs.
Open the CalculatorProfit Margin Calculator
Margin, markup and the price to hit your target.
Open the CalculatorCash Runway Calculator
How many months your cash lasts at today's burn.
Open the Calculator50/30/20 Budget Calculator
Split take-home pay into needs, wants and savings.
Open the CalculatorBusiness Valuation Calculator
A quick value range from EBITDA and your industry's multiple.
Open the Calculator80/20 Rule (Pareto) Calculator
Which customers or products bring in most of your revenue.
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